Closed-loop · Prepaid · Pacific-first

Pay online with FunTokenz.
No card required.

A prepaid digital wallet built for markets where cards aren't the default. Top up in your local currency, spend at any participating merchant, and keep full control of every kina, dollar and cent.

PNG · Fiji
Live markets
0% top-up
Fees
60 sec
Setup
1:1 fiat
Backing
How it works

Four moves. One wallet.

01

Create a wallet

Sign up in under a minute. No bank account, no card.

02

Buy FunTokenz

Top up with a card, or from any authorised reseller near you.

03

Spend anywhere accepted

Pay in one tap at any participating merchant, online or in-store.

04

Stay in control

Every transaction logged. Balance always visible. No overdrafts, ever.

Built for you

One system. Three sides.

Wallet holders

Anyone who wants to pay online without a card. Top up, spend, done.

  • Instant wallet creation
  • Local-currency top-ups
  • Full transaction history

Merchants

Accept payments from customers who don't carry cards. Settle in local currency.

  • No card infrastructure needed
  • Fast settlement
  • One integration, many markets

Resellers

Sell FunTokenz to customers in your community and earn commission on every top-up.

  • Commission on every sale
  • Serve unbanked customers
  • Simple reseller portal
Regulatory

Not crypto. Not a card. Just a wallet.

FunTokenz is a closed-loop, stored-value payment system — a prepaid digital balance backed 1:1 by local currency and usable only within the participating merchant network. No blockchain. No speculation. Just a straightforward way to pay online in markets where card rails don't reach.

Ready to go?

Create your wallet, top up, start spending. It really is that simple.

Get started free